A few months ago I made a list of the places I'd like to take my grand children, two by two, perhaps three by three, we'll see,on tours and/or cruises. Based on my 22 years of group travel, I know how to take FREE cruises and tours, and would like to use this technique in order to have the means to take them. Since I'm retired, never had a financial plan for retirement, shame on me, this is the main way I can make those plans and dreams possible. I hope you'll follow along with me. It can become a means to making travel dreams come true.
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